LEASING Lease: New and Used vehicle leasing is available through Creager Leasing.
Call(440) 439-6666 or toll-free, (888) 273-2437 for details. You can also learn more about leasing on their website: www.creagerleasing.com
On purchases, you have 25 days from the statement closing date to pay your balance in full before being charged a FINANCE CHARGE. There is no grace period on cash advances.
Annual Fee
None
Card Replacement
$10.00 for 2nd card within 12 month
Fee for Paying Late
$19.00
Cash Advance Fee
None
Over Limit Fee
$19.00
Minimum Finance Charge
None
* Secured with money on deposit at Eaton Family Credit Union
** Based on Prime + 3.9% APR
The information about the costs of the card described here is accurate as of July 2008. This information may have changed after that date. To find out what changes may have occurred, write us at 333 Babbitt Rd., Suite 100, Euclid, Ohio, 44123.
Earn valuable Bonus Points for every net dollar you spend with Eaton Family Credit Union’s ScoreCard VISA Awards. Exchange your ScoreCard points for fabulous travel and brand-name merchandise. Get a Universal Ticket at 20,000 miles for travel within the 48 states. Click here for more information.
Share Secured Visa Card
Your Share Secured Visa Card allows you to purchase up to the amount of funds you have on deposit in a special interest-bearing savings account. The amount you pledge can only be withdrawn when your Visa balance is paid in full and your Share Secured Visa Card is closed. You will get a monthly bill detailing your charges. It is your decision how much to pay. Should you decide to pay your minimum balance you will be charged interest on the account balance.
Available in denominations from $25 to $1,000. Purchase at our office ($4.95 fee) or click here to purchase online ($5.95 fee up to $250 and $7.50 fee up to $500).
Do you have an Eaton Family Credit Union Visa card?
Get Visa Gift Card for NO additional charge (Card Value + $0 / card).
VERIFIED BY VISA AND MASTERCARD SECURECODE
Protect your Visa Credit Card and Debit MasterCard account against unauthorized use when you shop at participating merchants.
EZ CARD INFO
Access your account anytime, anywhere, 24 hours a day and 7 days a week.
STRETCH PAY
The credit union alternative to PayDay Loans
Amount
Term
Rate
Fee
$250
30 days
18.00% APR
$35 annual
You can count on Stretch Pay if you're short between paychecks. Unexpected Expenses? Hours Cut? Spouse Layoff?
With a $35 annual fee you can get $250 a month at only 18.00% APR.
Pay back the intitial $250 advance plus interest within 30 days an you can get another advance later on.
Call Jim Janota, Mortgage Specialist, to schedule a personal meeting
(440) 773-6328 or click here to send a note via email .
* Mortgage rates change daily so the rates posted are for reference only, contact us or Jim Janota, Mortgage Specialist, (440) 773-6328 for the most up-to-date rate and product information.
REVERSE MORTGAGE LOANS
A reverse mortgage
is a unique loan that enables senior homeowners to convert part of the equity in their homes into cash without having to sell the home, give up title, or take on a new monthly mortgage payment.
Reverse mortgages are available to individuals 62 or older who own their own home.
Click here for Qualification, Contact Information, Facts & Details and Benefits of Reverse Mortgage.
Use your home’s value to realize your dreams: Improve your home, consolidate debts or splurge on a special vacation.
Home Equity Line of Credit
Promotional Rate of Prime minus 1.50% APR for the first 6 months of the loan, then Prime Rate + 0% for the remaining term, currently 5.00% APR!*
No Application Fee!
No Closing Costs!
No Annual Fee!
*Current rate as of 4/30/08. This is a variable rate line of credit. Members may borrow up to 100% of the value of their home, less their first mortgage balance. Members borrowing greater than 80% are subject to the current rate plus a margin. This is a Variable Rate Line of Credit, indexed to the Prime Rate as published in the Wall Street Journal plus a margin determined by the Board of Directors. The interest rate on approved loans can change semi-annually on the first day of February and August. The rate will be determined 31 days prior to the change date. The maximum rate is 18.00% APR or that allowed by law. Members cancelling Visa Home Equity Line of Credit prior to the initial 5-year draw period wil pay the remaining unamortized closing costs. Ohio residents only. Subject to credit approval from each member's individual credit quality.
Fixed Rate Home Equity Loan*
Now available nationwide contact us for more information, apply via our 24-Hour Loan Line (888)754-2714 or online.
* This is a Fixed Rate Home Equity Loan. Current rate effective as of April 30, 2008 and is subject to change. Contact us for current rate. Loan is subject to credit approval based on each member's individual credit quality.
