(216) 920-2000

Checking Accounts

Advantage Checking

Our Advantage Checking features no monthly service charge, minimum balance requirement, or transaction fees in addition to unlimited check writing and free use of Webster Bill Pay to pay bills online.

Overdraft protection, direct deposit from payroll, and automatic debit payment are also available. Plus, balances of $1,000 or more earn dividends and 8 free ATM transactions per month.

Deposits of $1,000 or more receive:

  • Interest Rate: .01%
  • APY: .01%

MasterCard Debit Cards can be used with our free app, CardValet, while ATM Cards allow you to access your funds surcharge-free at any of these partnering ATM networks.

To reset the pin on your Debit or ATM Card, please call 800-992-3808.

To report your Debit or ATM Card lost or stolen, please call 833-337-6075.

Advantage Plus Checking

All the benefits of Advantage Checking plus dividends are earned monthly.

$1,500 minimum balance required

Deposits of $1,500 or more receive:

  • Interest Rate: .02%
  • APY: .02%

Second Chance Checking

Want a Checking Account with paper checks and a Debit MasterCard but you’ve been:

  • listed on Chex Systems or with TeleCheck?
  • previously declined because an account was closed for unpaid overdraft fees?

Everyone deserves a second chance. Second Chance Checking can help get you back on the right track. Second Chance Checking has been completely redesigned, requires no minimum balance and offers:

  • a Debit MasterCard to make purchases and get cash at ATMs surcharge-free paper checks
  • access your account online using Home Banking

A $10 monthly service fee applies and direct deposit of payroll is required.

Get started today by calling 216-920-2000 to speak with a Member Service Representative.

 

* To be eligible, any ChexSystems or Telecheck history must be at least 3 months old and unpaid balances can’t exceed $500. Monthly fee is $10. Direct deposit is required; account will be closed if deposits stop. Debit Card offers no overdraft privileges. Limits are $200 for cash withdrawals at ATMs and $500 for purchases. Maximum holds will be placed on all checks deposited except for payroll and government checks. Other restrictions may apply. See Member Service Representative for details.