(216) 920-2000

Savings Accounts

Share Savings

Minimum account balance is $5 and $50 to earn dividends

Dividends are paid quarterly using the daily balance method

Rates are variable and change quarterly

Money Market Savings

Minimum account balance is $2,500

Dividends are paid monthly using the daily balance method. No dividends are paid on balances less than $2,500

Get up to 3 transactions free per month. An excessive withdrawal fee of $10 per month is charged for more than three withdrawals made in a month.

No lock in so your money is available year-round

Your funds are insured up to $500,000

Rates are variable, change monthly and offer five tiers:

  • Tier #1  $2,500 – $4,999.99
  • Tier #2  $5,000 – $9,999.99
  • Tier #3  $10,000 – $24,999.99
  • Tier #4  $25,000 – $74,999.99
  • Tier #5  $75,000 and above

Share Certificates (CDs)

Minimum deposit to open is $500

Flexible terms including 6, 12, 18, 24, 36, 48, 60 months and a 60 month “bump” which allows you to increase the rate three times during the life of the certificate

Dividends are compounded quarterly using the daily balance method

Monthly dividend payments are available for balances of $10,000 or more

Rates are fixed for the term of the certificate

Early withdrawals will incur a penalty

Club Accounts

Vacation Club, Christmas Club and general-purpose Club Accounts are a great way to save some money each paycheck to spend later

The balance of Holiday Club Accounts are paid out the first business day each November, either by check or deposit into a Share Savings Account

Withdrawals on any Club Account can be made at any time

The minimum deposit required to open a Club Account is $5.

Dividends are paid quarterly using the daily balance method

Rates are variable and change quarterly