Savings Rates
Rates and terms as of April 1, 2021. Rates and terms are subject to change without notice. Call 216-920-2000 to speak with a Member Service Representative for more details.
Savings Account Type
Regular or Special Share
Holiday Club
Youth
Minimum Deposit
$250
$50
$5
Rate
.02%
.02%
.02%
APY
.02%
.02%
.02%
IRA Account Type
Education
ROTH
Traditional
Rate
0.50%
0.50%
0.50%
APY
0.50%
0.50%
0.50%
Money Market Account
$2,500 – $4,999.99
$5,000 – $9,999.99
$10,000 – $24,999.99
$25,000 – $74,999.99
$75,000 – $99,999.99
$100,000 or more
Rate
.02%
.07%
.12%
.15%
.20%
.30%
APY
.02%
.07%
.12%
.15%
.20%
.30%
Certificate of Deposit
3 month
6 month
12 month
12 month bump *
18 month
24 month
36 month
48 month
60 month
60 month bump *
Rate
.05%
.15%
.20%
.10%
.25%
.30%
.45%
.60%
.80%
.55%
APY
.05%
.15%
.20%
.10%
.25%
.30%
.45%
.60%
.80%
.55%
* Rates for the 12 Month Bump CD can be raised once anytime and renewed for another 12 months.
* Rates for the 60 Month Bump CD can be raised 3 times during the 5-year term.