Savings Rates
Rates and terms as of April 1, 2019. Rates and terms are subject to change without notice. Call 216-920-2000 to speak with a Member Service Representative for more details.
Savings Account Type
Regular or Special Share
Holiday Club
Youth
Minimum Deposit
$250
$50
$5
Rate
.05%
.05%
.05%
APY
.05%
.05%
.05%
IRA Account Type
Education
ROTH
Traditional
Rate
1.00%
1.00%
1.00%
APY
1.00%
1.00%
1.00%
IRAs are insured up to $500,000.
Money Market Account
$2,500 – $4,999.99
$5,000 – $9,999.99
$10,000 – $24,999.99
$25,000 – $74,999.99
$75,000 – $99,999.99
$100,000 or more
Rate
.30%
.40%
.60%
.70%
.80%
.90%
APY
.30%
.40%
.61%
.72%
.82%
.92%
Certificate of Deposit
3 month
6 month
12 month
12 month bump *
18 month
24 month
36 month
48 month
60 month
60 month bump *
Rate
.50%
1.50%
1.75%
1.65%
1.90%
2.00%
2.25%
2.50%
2.75%
2.50%
APY
.50%
1.51%
1.76%
1.66%
1.91%
2.02%
2.26%
2.52%
2.77%
2.52%
* Rates for the 12 Month Bump CD can be raised anytime for another 12 months.
* Rates for the 60 Month Bump CD can be raised 3 times during the 5-year term.