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Savings Rates

Rates and terms as of July 1, 2020. Rates and terms are subject to change without notice. Call 216-920-2000 to speak with a Member Service Representative for more details.

Savings Account Type

Regular or Special Share

Holiday Club

Youth

Minimum Deposit

$250

$50

$5

Rate

.05%

.05%

.05%

APY

.05%

.05%

.05%

IRA Account Type

Education

ROTH

Traditional

Rate

0.75%

0.75%

0.75%

APY

0.75%

0.75%

0.75%

IRAs are insured up to $500,000.

Money Market Account

$2,500 – $4,999.99

$5,000 – $9,999.99

$10,000 – $24,999.99

$25,000 – $74,999.99

$75,000 – $99,999.99

$100,000 or more

Rate

.05%

.10%

.20%

.25%

.30%

.40%

APY

.05%

.10%

.20%

.25%

.30%

.40%

Certificate of Deposit

3 month

6 month

12 month

12 month bump *

18 month

24 month

36 month

48 month

60 month

60 month bump *

Rate

.05%

.20%

.30%

.20%

.35%

.40%

.60%

.70%

.95%

.70%

APY

.05%

.20%

.30%

.20%

.35%

.40%

.60%

.71%

.96%

.71%

Early withdrawal from a Certificate of Deposit will incur a penalty.

* Rates for the 12 Month Bump CD can be raised once anytime and renewed for another 12 months.

* Rates for the 60 Month Bump CD can be raised 3 times during the 5-year term.