(216) 920-2000

Savings Rates

Rates and terms as of March 13, 2023. Rates and terms are subject to change without notice. Call 216-920-2000 to speak with a Member Service Representative for more details.

Savings Account Type

Regular or Special Share

Holiday Club

Youth

Minimum Deposit

$250

$50

$5

Rate

.04%

.04%

.04%

APY

.04%

.04%

.04%

IRA Account Type

Education

ROTH

Traditional

Rate

0.50%

0.50%

0.50%

APY

0.50%

0.50%

0.50%

IRAs are insured up to $500,000.

Money Market Account

$2,500 – $4,999.99

$5,000 – $9,999.99

$10,000 – $24,999.99

$25,000 – $74,999.99

$75,000 – $99,999.99

$100,000 or more

Rate

.70%

.90%

1.20%

1.45%

1.70%

1.95%

APY

.71%

.91%

1.21%

1.46%

1.71%

1.96%

Certificate of Deposit

3 month

6 month

12 month

12 month bump *

18 month

24 month

36 month

48 month

60 month

60 month bump *

Rate

.75%

1.25%

2.25%

2.15%

2.50%

2.75%

3.00%

3.25%

4.25%

4.00%

APY

.75%

1.26%

2.26%

2.16%

2.52%

2.77%

3.03%

3.29%

4.32%

4.06%

Early withdrawal from a Certificate of Deposit will incur a penalty.

* Rates for the 12 Month Bump CD can be raised once anytime and renewed for another 12 months.

* Rates for the 60 Month Bump CD can be raised 3 times during the 5-year term.