Rates and terms are fixed for up to 60 months.
Rates are as low as 14.00% APR.
Stretch Pay Loans
The Credit Union alternative for Pay Day Loans for when you’re short between pay checks or have an unexpected expense.
For an annual fee of $35, Members can borrow $250 a month at 18.00% APR. Pay back the initial advance plus the interest within 30 days and you can get another advance.
To qualify, borrowers must:
- be a Member for at least 120 days
- be 18 years old or older
- have verifiable income
- not be delinquent on any existing loans
- not have a negative balance in any account
- not be in the process of filing for bankruptcy
Share Secured and Certificate Secured Loans
The Share Secured Loan rate is 3% higher than the regular dividend rate.
The Certificate Secured Loan rate is 2% higher than the rate of the certificate being used to secure the loan.