Borrow $250 or more based on your income and credit. Use the money as you see fit.
Rates and terms are fixed for up to 60 months.
Rates are as low as 14.00% APR.
Stretch Pay Loans
The Credit Union alternative for Pay Day Loans for when you’re short between pay checks, have unexpected expenses or suffer a job loss.
For an annual fee of $35, Members can borrow $250 a month at 18.00% APR. Pay back the initial advance plus the interest within 30 days and you can get another advance.
To qualify, borrowers must:
- be a Member for at least 120 days
- be 18 years old or older
- have verifiable income
- not be delinquent on any existing loans
- not have a negative balance in any account
- not be in the process of filing for bankruptcy
Share Secured and Certificate Secured Loans
Use the money in your Share Savings Account or Certificate of Deposit to secure a personal loan.
The Share Secured Loan rate is 3% higher than the regular dividend rate.
The Certificate Secured Loan rate is 2% higher than the rate of the certificate being used to secure the loan.