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Personal Loans

Lifestyle Loans

Use it for whatever life throws at you – Medical bills, vacation, home improvements, and more! These loans start at $250 and go up based on your income & credit.

Rates are as low as 17.75% APR.

Rates and terms are fixed for up to 60 months.

Stretch Pay Loans

The Credit Union alternative for Pay Day Loans for when you’re short between pay checks or have an unexpected expense.

For an annual fee of $35, Members can borrow $250 a month at 18.00% APR. Pay back the initial advance plus the interest within 30 days and you can get another advance.

To qualify, borrowers must:

  • be a Member for at least 120 days
  • be 18 years old or older
  • have verifiable income
  • not be delinquent on any existing loans
  • not have a negative balance in any account
  • not be in the process of filing for bankruptcy

Share Secured and Certificate Secured Loans

Use the money in your Share Savings Account or Certificate of Deposit to secure a personal loan.

The Share Secured Loan rate is 3% higher than the regular dividend rate.

The Certificate Secured Loan rate is 2% higher than the rate of the certificate being used to secure the loan.

Rates are based on Member’s individual credit quality and subject to change without notice.