(216) 920-2000

Overdraft Protection

Overdraft Protection

Eaton Family Credit Union offers two types of Overdraft Protection to help you avoid the inconvenience, embarrassment and expense of a check returned for non-sufficient funds.

Overdraft Protection

Designate another Eaton Family Credit Union account from which funds can be transferred if you have an overdraft. However, funds must be available to cover the overdraft.
Automatically Covers Overdraft
$500-$2,000 Line of Credit Available
Overdrafts are honored in increments of $50
$2 Transfer Fee
No Overdraft Fee for Non-Sufficient Funds
15% Fixed Annual Percentage Rate On Balances
Overdraft Balance is Separate
Payment is 4% of Credit Line
Automatic Loan Payment

Member Courtesy

A convenient way to avoid fees so your credit score and relationships are not affected.

Automatically Covers Overdraft

Account will be charged our standard NSF fee of $27.50 for each item
Overdraft notice will be sent by mail each time items are paid
Bring checking account balance positive within 30-days
Member Courtesy may or may not be reflected in your checking account

Overdraft Protection
& Member Courtesy Disclosure

Overdraft Protection
& Member Courtesy Opt-in Form