Savings Rates
Rates and terms as of June 1, 2025. Rates and terms are subject to change without notice. Call 216-920-2000 to speak with a Member Service Representative for more details.
Savings Account Type
Regular or Special Share
Holiday Club
Youth
Minimum Deposit
$250
$50
$5
Rate
.04%
.04%
.04%
APY
.04%
.04%
.04%
IRA Account Type
Education
ROTH
Traditional
Rate
0.50%
0.50%
0.50%
APY
0.50%
0.50%
0.50%
All Member deposits with Eaton Family Credit Union have Federal insurnace from NCUA and private insurance from ESI. See our disclosures for more information or conatact a Member Services Represenative.
Money Market Account
$2,500 – $4,999.99
$5,000 – $9,999.99
$10,000 – $24,999.99
$25,000 – $74,999.99
$75,000 – $99,999.99
$100,000 or more
Rate
.50%
1.00%
1.10%
1.40%
1.50%
1.75%
APY
.50%
1.00%
1.10%
1.41%
1.51%
1.76%
Certificate of Deposit
3 month
6 month
12 month
12 month bump *
18 month
24 month
36 month
48 month
60 month
60 month bump *
Rate
0.75%
2.40%
3.65%
3.55%
3.75%
3.00%
3.05%
3.15%
3.25%
3.00%
APY
0.75%
2.42%
3.70%
3.60%
3.80%
3.03%
3.08%
3.18%
3.29%
3.03%
* Rates for the 12 Month Bump CD can be raised once anytime and renewed for another 12 months.
* Rates for the 60 Month Bump CD can be raised 3 times during the 5-year term.