Member Benefits and More
Advantage Checking
No monthly service charge, minimum balance requirement or transaction fees
Balances of $1,000 or more earn dividends and 8 free ATM transactions per month
Overdraft protection available
Apply for a MasterCard Debit Card or an ATM Card to access your funds
Direct deposit from payroll and automatic debit payment are available
Deposit $1,000 or more to get:
- Interest Rate: .02%
- APY: .02%
Advantage Plus Checking
Earn dividends monthly
$1,500 minimum balance required
Deposit $1,500 or more to get:
- Interest Rate: .02%
- APY: .02%
Refresh Checking
Want a Checking Account with paper checks and a Debit MasterCard but you’ve been:
- listed on Chex Systems or with TeleCheck?
- previously declined because an account was closed for unpaid overdraft fees?
Everyone deserves a fresh start. Refresh Checking can help get you back on the right track. Refresh Checking has been completely redesigned, requires no minimum balance and offers:
- a Debit MasterCard to make purchases and get cash at ATMs surcharge-free paper checks
- access your account online using Home Banking
A $10 monthly service fee applies and direct deposit of payroll is required.
Get started today by calling 216-920-2000 to speak with a Member Service Representative.
* To be eligible, any ChexSystems or Telecheck history must be at least 3 months old and unpaid balances can’t exceed $500. Monthly fee is $10. Direct deposit is required; account will be closed if deposits stop. Debit Card offers no overdraft privileges. Limits are $200 for cash withdrawals at ATMs and $500 for purchases. Maximum holds will be placed on all checks deposited except for payroll and government checks. Other restrictions may apply. See Member Service Representative for details.
Overdraft Protection
Eaton Family Credit Union offers two types of Overdraft Protection to help you avoid the inconvenience, embarrassment and expense of a check returned for non-sufficient funds.
Overdraft Protection
Member Courtesy
Automatically Covers Overdraft